Low Interest Business Loans in India

Running a business requires timely capital — whether it's for expansion, inventory, cash flow, marketing campaigns, machinery upgrades, or day-to-day operations. At TheLowInterest.com, we help you get the best business loan, compare low interest business loan offers, and apply 100% online through trusted banks and NBFC lenders.

Whether you’re an MSME, small business owner, startup founder, freelancer, or self-employed professional, you can easily access instant business loans, working capital loans, and business loans without collateral with fast approval and minimal documentation.

Why Choose Us

Low Interest Rates

We focus on affordability finding you the best rates in the market.
Trusted Lenders

We only work with verified and reliable financial institutions.
Expert Guidance

Our team is here to support you with insights and personal assistance.
Easy Process

Quick comparisons, easy applications and no hidden fees.
Customer-First Approach

Your financial well being is at the heart of everything we do.

Features And Benefits Of Business Loan

Low Interest Business Loan Options

Compare multiple banks and NBFC lenders to find the lowest business loan interest rates for your business.

Business Loan Without Collateral

Get instant approvals and fast loan disbursal within 24–72 hours for urgent business needs.

Instant Business Loan Approval

Apply in minutes and receive quick approval from online business loan lenders.

Working Capital Loan for Business

Strengthen your cash flow with flexible working capital loans tailored to your operational needs.

Small Business Loan / MSME Loan

Best for traders, shop owners, manufacturers, and service providers looking to expand or stabilise their business.

Startup Business Loan Support

New entrepreneurs can get access to startup business loans via NBFCs, fintech lenders, and government MSME schemes.

Loan Eligibility

To apply for a business loan, you need to meet basic criteria such as age, business history, turnover, credit score, and financial stability.
Age: Applicant must be between 21–65 years at loan maturity.
Business Vintage: Business should be active for 1–3 years (as per lender’s terms).
Turnover: Minimum annual turnover typically ₹10 lakhs or more.
Credit Score: A CIBIL score of 650+ improves approval chances.
Financials: Stable income with valid financial proof (ITRs, bank statements, audits).
Business Type: Must be a legally registered entity (Sole Proprietorship, LLP, Pvt. Ltd.)

Loan Documents

To ensure a smooth and speedy approval process, prepare the following documents when applying for a business loan.
Identity Proof: PAN Card, Aadhaar, Passport, Voter ID, or Driving License.
Address Proof: Utility bill, Rent Agreement, Aadhaar, or Passport.
Business Proof: Business Registration, GST Registration, Trade License.
Financial Documents: Bank statements, ITRs, Balance Sheet, and Profit & Loss Statements.
Ownership Documents: Partnership Deed, MOA & AOA, Board Resolution.
Photographs: Recent passport-sized photos.
Additional Docs (if applicable): Existing loan statements, Business plan.

How To Apply

Check Eligibility:

Ensure you meet criteria based on age, business history, income and credit score.

Choose the Right Loan:

Select a loan amount and repayment plan that fits your needs.

Gather Documents:

Prepare required documents such as ID proof, address proof and financial records.

Submit Application:

Complete the form online or at the lender's branch and upload documents.

Verification & Approval:

Lender checks your details, docs and credit score.

Get Disbursal:

Once approved, funds are credited to your account within 24-72 hours.

FAQ's

A business loan is a financial product that provides funding to entrepreneurs and business owners for various needs such as working capital, expansion, equipment purchase or managing cash flow.

Not always. Many lenders offer unsecured business loans that do not require any collateral. However, secured loans may be available for higher loan amounts.

Interest rates vary depending on the lender, loan amount, repayment tenure, and your credit profile. They typically range from 10% to 24% per annum.

With the right documents, many lenders approve and disburse business loans within 24 to 72 hours.

You can choose a repayment tenure ranging from 12 months to 60 months, depending on the lender and the amount borrowed.

An MSME loan is a small business loan specifically for micro, small, and medium enterprises.

Loan Offers

84 MNTH

Enquiry For Business Loan

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Last Name

Mobile No.

City

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Contact Us

Business Loan

Business Loan Offers

Sections

Overview

Why Choose Us

Low Interest Rates

Trusted Lenders

Expert Guidance

Easy Process

Customer-First Approach

Features And Benefits Of Business Loan

Low Interest Business Loan Options

Business Loan Without Collateral

Instant Business Loan Approval

Working Capital Loan for Business

Small Business Loan / MSME Loan

Startup Business Loan Support

Loan Eligibility

Loan Documents

How To Apply

Check Eligibility:

Choose the Right Loan:

Gather Documents:

Submit Application:

Verification & Approval:

Get Disbursal:

FAQ's

1. What is a business loan?

2. Do I need collateral for a business loan?

3. What is the typical interest rate on business loans?

4. How long does it take to get the loan approved and disbursed?

5. What tenure options are available for business loans?

6. What is an MSME loan?

Loan Offers

Rs.5000000

13.00%

84 MNTH

Rs.2500000

14.50%

84 MNTH

Rs.5000000

15.50%

84 MNTH

Rs.2500000

18.00%

84 MNTH

Rs.5000000

17.50%

84 MNTH

Rs.2500000

14.00%

96 MNTH

Rs.7500000

10.75%

96 MNTH

Rs.1500000

13.00%

84 MNTH

Rs.1500000

18.00%

84 MNTH

Rs.2500000

18.00%

84 MNTH

Rs.7500000

16.00%

84 MNTH

Rs.7500000

13.25%

84 MNTH

Rs.2500000

17.50%

84 MNTH

Rs. 1500000

19.00%

96 MNTH

Rs.3500000

12.00%

84 MNTH